We're excited to introduce Real-Time Payments (RTP)!

OneUnited Bank just launched RTP so that you can receive your payments faster and safely. RTP from the Clearing House is a real-time payment platform available to federally insured depository institutions for payment innovation.

If you receive an ACH electronic payment or deposit from another RTP participating bank or company, such as Uber or Lyft, you may now receive your payment faster!

Click HERE for a list of participating banks (OneUnited Bank is being added to the list shortly. We wanted you to be the first to know. RTP is available to our customers now!)

Real-Time Payments is another benefit of banking with a real bank and not just a digital platform. Banking Black keeps getting better.

Real-Time Deposits!

With the Empowerment Network, you can deposit cash at participating surcharge free ATMs and get real-time access to your money! 

To find a deposit taking ATM, simply click on our locations page in our app or website, search your city and find the Deposit Taking ATMs. Click HERE!

(Please Note: Cash deposits submitted without an ATM envelope will be posted to your account within minutes!)

NOW IT'S TIME TO GET THE BLACK CARD!